Central heating system insurance policies for emergency repair or routine maintenance reviewed and compared

One of the most important things to consider for anyone with a central heating system are boiler servicing contracts. You might have the right boiler, and all the right equipment, but maintaining it to its full efficiency requires a very good heating insurance cover. Below you’ll find one of the best comparisons of the main central heating system insurance policies currently available from suppliers.

Read reviews from all the top suppliers such as The AA, Direct Line, British Gas, E.ON and others. Our reviews will give you a description of the insurance policy, the price, pros and cons and specifications as well as our favourite features and overall rating.

A boiler insurance policy will mean should your boiler break down an engineer will be sent to try and fix the problem, typically within 24 hours of you placing the call. So is it worth investing in a boiler servicing contract? As with all insurance products you can be more relaxed should a problem occur with the knowledge you are covered.

Some boiler breakdown policies will include additional options which will cover your water pipes, gas supply and electrical failures, roofing and other things. Typically more comprehensive cover with lots of added features will be slightly more expensive. Deciding which policy is right for you should not just be a cost decision. If your boiler heats your water and provides central heating a policy which includes radiator cover would be a good option.

Not all policies include regular servicing so check our reviews as to whether this would be included with your cover. Regular servicing will help keep your boiler safe meaning it stays in tip-top condition and could lengthen the life of your boiler.

Before you take out your policy check the fine print. For example the age of your boiler may impact whether you will be accepted to the policy and could affect you when it comes to renewal. Also check how many call-outs you are allowed some policies put a limit on this.

1. AA Home Emergency Response
2. AA Boiler Cover & Service
3. AA Central Heating Cover
4. Cover Heat Protection Plan
5. Direct Line Home Response 24: Total Response
6. Direct Line Home Response 24: Total Response without Heating Option
7. Direct Line Home Response 24
   
8. Domestic & General HeatGuard Platinum
9. Domestic & General HeatGuard Gold
10. Domestic & General HeatGuard Silver
    
11. E.ON Central Heating Care
12. E.ON Central Heating Care 50
13. HomeCall+ Rainbow Emergency Cover
14. HomeCall+ Evergreen Heating Cover
15. HomeCall+ Lightening Emergency Assistance
    
16. HomeServe Home Emergency Cover
17. HomeServe Complete Cover + Annual Boiler Service
18. HomeServe Gas Boiler Breakdown Cover
    
19. HomeServe Gas Central Heating Breakdown + Annual Boiler Service
20. MRL Home Emergency Assistance
21. npower hometeam 50 Central Heating Care
22. ReactFast
23. SSE Shield Gas Central Heating Protection