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Friday 12th March 2010

Home Call+ Gas Central Heating Breakdown Cover

 

Description

Operating in association with Europe Assistance, Homecall is a national service that gives you access to the expertise of over 4,000 operatives. Homecall+ collaborates with Brit Insurance PLC to provide excellent rates and comprehensive plans. This company offers a variety of home emergency plans for the everyday disasters that are not usually covered by average home insurance policies.

Typical Price £8.95 per month

Pros

  • Unlimited claims
  • Up to £500 per claim
  • Helpline available 24 hours a day, 365 days a year.
  • Next day assistance

Cons

  • Annual boiler inspection is an optional feature.
  • Same day service is not available for Gas Central Heating problems.
  • Emergency assistance only; does not include regular service

Favourite Feature

Home Call+ Gas Central Heating Breakdown Cover also includes cover for other aspects of your home. Emergency cover includes failure of your central heating system, internal and external plumbing emergencies, and problems with electrical wiring. Cover also includes vermin such as rats, mice and wasp nests inside the home, and broken or damaged windows/doors that present a security risk.

Specifications
Payment Terms: Options include payment in full, monthly payments, and direct debit.
Discounts/Cost Reviews: Several different products with varying levels of protection for different budgets.
Level of Cover: Whole-house emergency cover including central heating, plumbing, electrical wiring, vermin, and security-risk related damages.
Minimum Contract Period: 12 months
Special Conditions and Exclusions: Emergency call-outs only. 14-day waiting period at policy start.
Call Out Conditions: Emergency call-outs only.
Cover Limits: £500 claim limit.
Response Times: Within two-hours for most claims, or next day for gas central heating.
Maximum Boiler Age Limit: 10 years
Annual Maintenance: Not included, but is available as an option.
Parts and Labour: £500 claim limit.
Additional Services: 24-hour emergency hotline.
No Claims Discounts? No.

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